Synchrony Bank Amazon.com Store Card [Review]

The Synchrony Bank Amazon.com Store Card is a great way to get the most out of your shopping experience at Amazon. With this card, you can enjoy exclusive benefits such as no annual fee, special financing offers, and up to 5% cashback rewards on eligible purchases. You can also take advantage of convenient payment options such as autopay and online banking. This card is perfect for frequent shoppers who want to maximize their savings while shopping online at Amazon.

For those looking for an easy and secure way to make purchases with their Amazon account, the Synchrony Bank Amazon.com Store Card is worth considering. The card provides a variety of features that can help you save money, get more rewards, and enjoy hassle-free payments when shopping on Amazon. Let’s explore some of the pros and cons of this card in detail below.

Synchrony Bank Amazon.com Store Card Review

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Unlock the Benefits of The Synchrony Bank Amazon.com Store Card

Are you a frequent shopper on Amazon? Then it’s time to really unlock the potential savings with the Synchrony Bank Amazon.com Store Card. This card gives you access to exclusive discounts, promotional financing and special rewards, all while helping you build your credit score. Here are some of the key features that make this card stand out:

  1. No annual fee: You never have to worry about paying an additional fee for having this card.
  2. Special Financing: Make large purchases and then pay them off over a fixed period of time without interest.
  3. Exclusive Discounts: Get special discounts on select items every month.
  4. Rewards Program: Earn reward points for every purchase made with your Synchrony Bank Amazon.com store card.

The Synchrony Bank Amazon.com Store Card is a great way to save money and earn rewards while shopping on Amazon. With no annual fee and exclusive discounts, it’s a no-brainer for those who shop frequently on Amazon. Plus, with special financing and rewards programs, you can get even more bang for your buck!

Product Details

Product Name Issuer Annual Fee
Synchrony Bank Amazon.com Store Card Synchrony Bank $0
Rewards & Benefits
5% back on Amazon.com purchases with an eligible Prime membership
2% back atrestaurants, gas stations and drugstores
1% back on all other purchases.
Special Financing Options*
Special financing on eligible Amazon.com purchases of $149 or more when you use your card.
Additional Benefits and Features*
Cardmembers receive exclusive offers and discounts.

Synchrony Bank Amazon.com Store Card Pros and Cons

1. Pros of Synchrony Bank Amazon.com Store Card

  • No Annual Fee: With the Synchrony Bank Amazon.com Store Card, you don’t have to worry about an annual fee for your credit card.
  • 5% Cash Back Rewards: Every time you shop with your Synchrony Bank Amazon.com Store Card, you will earn 5% cash back on all eligible purchases.
  • Special Financing Options: Enjoy special financing options when you use your Synchrony Bank Amazon.com Store Card on expensive items.
  • Easy Online Account Management: Managing your Synchrony Bank Amazon.com Store Card account is a breeze with their easy-to-use online account management page.
  • Worldwide Acceptance: Wherever you go, you can use your Synchrony Bank Amazon.com Store Card with confidence knowing that it is accepted worldwide.

2. Cons of Synchrony Bank Amazon.com Store Card

  • High APR: The APR for the Synchrony Bank Amazon.com Store Card is relatively high compared to other cards on the market.
  • Limited Redemption Options: You can only redeem rewards from your Synchrony Bank Amazon.com Store Card in the form of store credit at Amazon.
  • No Balance Transfer Option: Unfortunately, Synchrony Bank does not offer a balance transfer option with their Amazon.com Store Card.
  • Cash Advance Fees: If you decide to take out a cash advance using your Synchrony Bank Amazon.com Store Card, there will be hefty fees associated with it.
  • No Rewards Points Program: While most credit cards offer rewards points programs, the Synchrony Bank Amazon.com Store Card unfortunately does not.

Who are They for

The Synchrony Bank Amazon.com Store Card gives you special financing options and exclusive rewards on your favorite items from Amazon.com! With no annual fee, this card offers easy and flexible payments for purchases both online and in store.

Shop with ease using the Synchrony Bank Amazon.com Store Card and take advantage of special financing plans with 0% interest for up to 24 months on select items. Plus, get 5% back on eligible Amazon.com purchases, making it easier than ever to save money as you shop.

You can also enjoy more exclusive benefits like Amazon Prime membership, Amazon Music Unlimited and Audible Channels, along with access to customer service specialists who are available 24/7 to answer your questions and help you manage your account.

Start shopping today with the Synchrony Bank Amazon.com Store Card and take advantage of all the great benefits that come with it!

My Experience for Synchrony Bank Amazon.com Store Card

Bertie Mahoney

I was so excited when I got my Synchrony Bank Amazon.com Store Card – it felt like Christmas came early! With this card, I can get special financing on select Amazon purchases and save tons of money. Not only that, but I also get access to exclusive Amazon offers and discounts that are not available to other customers.

The best part is that shopping with my Synchrony Bank Amazon.com Store Card is super easy and convenient. I can manage my account online anytime, anywhere, and check my balance or make payments with just a few clicks. Plus, I’m rewarded for using the card with points that can be redeemed for gift cards or discounts on future purchases.

My friends are always asking me about how I get such good deals at Amazon and now I know – it’s all thanks to my Synchrony Bank Amazon.com Store Card! Now that I have this card in my wallet, I feel like I can conquer the world – or at least save some money while shopping online.

 

What I don’t Like

1.High APR of 26.99%: The Synchrony Bank Amazon.com Store Card has an APR of 26.99%, which is higher than many other cards on the market. This can make it difficult to pay down debt in a timely manner and can lead to expensive interest charges if you carry a balance from month to month.

2.Limited Acceptance: The Synchrony Bank Amazon.com Store Card is only accepted at Amazon and select co-branded retailers. This means that you may not be able to use your card for all of your purchases outside of these locations, making it difficult to maximize rewards or take advantage of discounts or promotions elsewhere.

3.No Sign-Up Bonus: Unlike many other credit cards, the Synchrony Bank Amazon.com Store Card does not offer a sign-up bonus or any additional incentives for opening an account.

4.Late Payment Fees: If you are late making a payment, you could incur a late payment fee of up to $38. Additionally, if you miss two payments in a row, your account may be closed and you’ll have to reapply for the card in order to use it again.

5.No Rewards Program: The Synchrony Bank Amazon.com Store Card does not have any kind of rewards program associated with it, so customers will not earn any points or cash back when they make purchases with their card.

How to Get the Most Benefits from Your Synchrony Bank Amazon.com Store Card

Are you looking for an easy way to get more out of your Amazon.com shopping experience? The Synchrony Bank Amazon.com Store Card is an excellent option to consider! This card offers a variety of benefits, including exclusive rewards and discounts, access to special financing offers, and more. Here are some tips on how to make the most of this card:

  • Maximize your rewards. With the Synchrony Bank Amazon.com Store Card, you can earn 5% back on eligible purchases at Amazon.com. You also get access to exclusive coupons and promotional offers, as well as special financing on select items. Make sure to take advantage of these options to get the most value out of each purchase.
  • Manage your account online. With the online account management system, you can easily keep track of your spending and payment history, view statements, check your balance, and even set up automatic payments. This makes it easy to stay organized and make sure all your payments are made on time.
  • Take advantage of additional services. As a Synchrony Bank Amazon.com Store Card holder, you have access to extended warranty protection and identity theft resolution services at no additional cost. These services can provide extra peace of mind when shopping online.

By taking advantage of the benefits offered by the Synchrony Bank Amazon.com Store Card, you can save time and money while getting more out of your Amazon shopping experience. Start enjoying these benefits today!

Questions about Synchrony Bank Amazon.com Store Card

 

What is Synchrony Bank Amazon.com Store Card?

The Synchrony Bank Amazon.com Store Card is a credit card that allows you to shop at Amazon.com and earn rewards points with every purchase. It can be used for purchases on the Amazon website, or in any store that accepts Visa cards.

How do I apply for the Synchrony Bank Amazon.com Store Card?

To apply for the Synchrony Bank Amazon.com Store Card, simply visit the application page on Amazon’s website and fill out the required information. Once your application has been submitted, you will receive a confirmation email with your card number and other important details about your account.

Are there any fees associated with the Synchrony Bank Amazon.com Store Card?

Yes, there are some fees associated with the Synchrony Bank Amazon.com Store Card, including an annual fee of $39 and a late payment fee of up to $40 if you fail to make your payments on time each month.

What benefits come with using the Synchrony Bank Amazon.com Store Card?

Using the Synchrony Bank Amazon.com Store Card comes with numerous benefits, including exclusive offers from Amazon, 2% back in rewards points, no foreign transaction fees, free 24/7 customer service, and extended warranty protection for eligible items purchased with your card.

Bertie Mahoney

Hi, I'm Bertie and I'm a financial expert. I specialize in helping people make sense of the complex world of credit and payment cards. With my help, you can make informed decisions about which credit or payment card is best for your needs.

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